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An Overview of Our Heart on Provision
Our History, Our Heart
From time to time people ask financial questions. We’re different, and
people are curious. Why do we charge registration fees? Why do we teach
on provision and receive offerings? How is our income generated and how
is it spent? These are good questions and as a ministry we happily
respond openly before God and others. Early on, we received specific
financial mandates from the Lord, therefore His principles are woven
throughout the Visionwriters structure.
Registration Fees
Registration fees are part of the strategy God gave us. In the
beginning we didn’t grasp the importance, but experience taught us that
until people are asked to show value for what they receive, they simply
don't get as much out of it. Years ago we stopped asking for
Registration fees and our classes went to zero attendance. The few who
attended were disconnected—unable or unwilling to do their own heart
work. Topics of conversation were stale, lacking the freshness that
daily dialogue with the Father engenders. Simply, the courses lost
their value.
It was then we discovered something; the fee is not for our benefit, it
benefits the student! Registration fees activate the value system. It
was a message we were stubborn to hear 'for fear of the people,' but
when we finally repented and returned to the instruction God had
originally given us, class attendance and participation increased
dramatically.
In the world, money is an icon of self-reliance, a symbol of
independence, and even many ministers don't want to address the
subject. Yet by letting go of money along with our fears about it we
lay down symbols of “self” and open our hearts to receive 'more' of
God.
We no longer question Him, but we understand some will. If registration
fees cause a heart to grumble, perhaps that heart needs our message, or
is not ready to hear what we have to say. Value, like beauty, is in the
eye of the beholder; it’s okay if a person doesn’t value what we offer.
There are other wonderful ministries where their needs can be met.
Here, God will refine the value systems of those who chose to come the
way of the Visionwriter.
Check Us Out
We allow new students to take their first course for free. We want
people to experience a course before deciding its worth. Afterwards,
they can make an informed decision regarding its potential value in
their lives.
We also offer a scholarship program for those who value our strategy,
but have dire financial needs. It is better to have someone in class
“catching the vision” than for extenuating circumstances to shut them
out. We look for students who will show value by giving their heart to
the daily pursuit of God in their journals and weekly responses. We
approve only partial scholarships; for even students with extreme
financial hardships need to activate their own value system by paying a
portion of their registration fee.
Receiving Offerings
Giving is a natural response to God’s generous nature. If we’re not
consciously aware of our union with Christ we may not yet recognize the
depth of our desire to give. The fall of man was deep. Born selfish, it
takes new birth and a lot of mind renewal to think generously.
Believing is a believer’s work. Renewing the mind to the Kingdom of God
takes repetition and focused attention, so we provide a short provision
message each week to help prosper the soul. Hopefully, the message
triggers a student to talk to the Lord about this important topic.
We value what God has put here because it’s changed our lives. If this
ministry never went further than our own heart it would have
transformed our world. But Father is not content with that. He wants
the nations. With a registration fee, we show value for something that
gives a tangible return: a manual, weekly teaching, structure,
strategy, and a place to meet with others. When we give an offering, we
learn to show value for something even when the return is intangible.
Both are valuable lessons. While registrations cover the basic cost of
the courses, offerings take us beyond ourselves.
We provide the opportunity for students to give into Visionwriter’s
General Fund, so we can maintain our current presence in the earth; the
Scholarship Fund, so the financially burdened can attend; and the Lily
Fund, to help the poor and needy with basic necessities of life like
food or clothing.
I remember a time we failed to receive an offering. A gentleman came to
Jaque after class with a word of correction. He let her know the
message had touched him deeply. He was accustomed to giving as a means
of saying thanks as exampled in the New Testament. When no opportunity
was provided he felt robbed. Thankfully he was bold enough to speak up.
We try not to overlook this important part of our time together. It is
a form of expression. We are grateful, and to those who give on every
level we say, “Thank you. We hear God’s applause through your gifts.”
Withworkers
Withworkers are people who financially support our desire to eliminate
from the world the ache of a silent God. Once a student experiences a
greater connection with our vision their desire to give also increases.
Becoming a Withworker satisfies their need to advance our mission.
The desire to share this ministry with others is not a small thing. It
requires stamina and faith to help others find a straight path for
their feet. Solid monthly support helps us to expand our outreach and
to become more accessible to others. Withworkers are God’s provision in
these days and times. As the backbone of this ministry, they are our
dominant source of income.
Provision Points
Included in this booklet are a few of the provision points we have
shared with students over the years. We offer them as encouragement to
all true believers. We pray for the heart’s full return to God. When
God captures the heart, the heart will discover the proper use of
money.
Provision Point # 1 – Why We Teach Provision
IF the love of money is the root of all evil……. 1 TIMOTHY 6:10
IF our heart follows that which we treasure….. MATTHEW 6:21
IF we return to God with tithes & offerings…. MALACHI 3:7-12
…Then money is a subject that MUST be addressed.
The feeling we as fallen creatures have for money is symbolic of our self-reliance, greed and independence.
For the love of money is a root of all kinds of evil. Some people,
eager for money, have wandered from the faith and pierced themselves
with many grief's.
1 TIMOTHY 6:10 (NIV)
At Visionwriters we consistently expose the attitude of man’s heart
towards money because we understand God asks each of us to be His
obedient bond-servants. This would be impossible if we ignored the very
thing that seeks to take root in our hearts: the love of money. We
seriously guard our hearts against the love of money because it is the
primary source of false security. It camouflages our awareness of our
need for God and competes for our devotion. If God is serious about
wanting our hearts then He wants our devotion to money to return to
it’s rightful place—Him.
You might cringe or at least shudder at the outspoken stand we take on
this subject but I implore you to read on with an open heart for this
could be one of the most important issues in your life and the key to
releasing you into a power and freedom you have never known before.
Because God puts such importance on the topic of money—we do—each and
every week. We are in prayer for God’s Church on this issue. If you are
already stuck in money concerns we pray our words will help lead you to
repentance.
Oswald Chambers said, “repentance is at the threshold of our
understanding of God.” Until there’s repentance, there is no
understanding. The Lord will not force any of us to be His
bond-servants but He will place His mark on the bond-servants who would
rather love Him enough to be His slaves than to go on living for
themselves. If these words distress you in any way please accept that
as a sign that God wants to put the axe to the root of your distress.
Otherwise it might erupt into an evil scheme by the intimate enemy to
steal your love for God through the love of money.
I know I distressed you greatly with my words. Although I felt awful at
the time, I don't feel at all bad now that I see how it turned out. The
letter upset you, but only for a while. Now I'm glad—not that you were
upset, but that you were jarred into turning things around. You let the
distress bring you to God, not drive you from him. The result was all
gain, no loss. Distress that drives us to God does that. It turns us
around. It gets us back in the way of salvation. We never regret that
kind of pain. But those who let distress drive them away from God are
full of regrets, end up on a deathbed of regrets. And now, isn't it
wonderful all the ways in which this distress has goaded you closer to
God? You're more alive, more concerned, more sensitive, more reverent,
more human, more passionate, more responsible. Looked at from any
angle, you've come out of this with purity of heart.
2 CORINTHIANS 7:8-11 (TMB)
“Money is never the problem but the power the heart gives it is.”
Jaque Banas
Provision Point # 2– Return to Me
“Return to me, and I will return to you,” says the LORD Almighty. But
you ask, 'How are we to return?' “Will a man rob God? Yet you rob me.
“But you ask, 'How do we rob you?' “Ever since the time of your
forefathers you have turned away from my decrees and have not kept
them. Return to me, and I will return to you," says the LORD Almighty.
"But you ask, 'How are we to return?' "Will a man rob God? Yet you rob
me. "But you ask, 'How do we rob you?' "In tithes and offerings. You
are under a curse--the whole nation of you--because you are robbing me.
Bring the whole tithe into the storehouse, that there may be food in my
house. Test me in this," says the LORD Almighty, "and see if I will not
throw open the floodgates of heaven and pour out so much blessing that
you will not have room enough for it.”
MALACHI 3:7-11( NIV)
The word tithe means “one tenth” and God says it belongs to Him. A full
10% of our income, before anything else is paid including taxes,
belongs to God and it should be paid regularly and consistently. In
paying tithes we honor God as the source of everything we receive and
we invite Him to multiply the other 90% of our income.
The purpose of tithing is to teach you always to put God first in your lives.
DEUTERONOMY 14:23B (TLB)
Tithing is giving the “best” which is the “first fruits” to God. This
is basic Christianity and basic to true love. How could anyone who’s
been touched by God not want to give even more than 10%? One man said,
“Only backsliders just tithe.” The tithe is the place to begin our
obedience. Tithing is a clear biblical directive we will obey if we are
truly living in submission to Him. Under the New Covenant we’re part of
the Melchizedek priesthood. Melchizedek received tithes. If this
directive was not spelled out more clearly it is only because it was so
obvious that it didn’t need to be. (See Psalms 110:4, Hebrews 5:10, and
Genesis 14:20).
We must “die” to the tithe or the idea of doing what we want with God’s
money. Now God obviously doesn’t need our money, but gives this command
for our sake. If we are to be free from the love of money tithing is
foundational to that freedom. Christians, churches and ministries who
are under financial stress can usually trace their problems to this one
issue. God meets the needs of all His people and ministries through
heart felt obedience to this decree.
This is why the tithe must fall to the ground and die before it can
produce a harvest. This means the tithe is not “consumable for anything
else.” If we eat this seed how can it produce a harvest and glorify
God? A farmer would be a fool if for hunger’s sake he ate his seed for
planting. He might satisfy his belly today, but in so doing he’d
destroy the future God intended for his family! To withhold the tithe
is robbery.
No excuse for not tithing is good enough. This is a radical command
that demands radical obedience. This is the only time in scripture God
asks us to test Him! He says if we obey He will open the windows of
heaven. This means He will give us uncommon wisdom with the other 90%
as well as with all other things that concern us. Quit robbing God.
“Obedience is better for securing your financial health than any other
investment you can make.”
Jaque Banas
Provision Point # 3 – The Storehouse
Bring the whole tithe into the storehouse, that there may be food in my
house. Test me in this,” says the LORD Almighty, “and see if I will not
throw open the floodgates of heaven and pour out so much blessing that
you will not have room enough for it.
MALACHI 3:9-10 (NKJV)
And at the same time some were appointed over the rooms of the
storehouse for the offerings, the first fruits, and the tithes, to
gather into them from the fields of the cities the portions specified
by the Law for the priests and Levites; for Judah rejoiced over the
priests and Levites who ministered.
NEHEMIAH 12:44 (NKJV)
Christians are commanded to bring the whole tithe into the storehouse
so there may be food in God’s house. In the Old Testament the
storehouse was a room in the temple where tithes were stored. Today it
would simply be the “bank account” of the ministry where you are
spiritually fed. Then you and others can continue to be spiritually fed
by those God appointed to feed and serve you.
Who serves as a soldier at his own expense? Who plants a vineyard and
does not eat of its grapes? Who tends a flock and does not drink of the
milk? Do I say this merely from a human point of view? Doesn't the Law
say the same thing? For it is written in the Law of Moses: "Do not
muzzle an ox while it is treading out the grain." Is it about oxen that
God is concerned? Surely he says this for us, doesn't he? Yes, this was
written for us, because when the plowman plows and the thresher
threshes, they ought to do so in the hope of sharing in the harvest.
1 CORINTHIANS 9:7-10 (NIV)
A regular and timely commitment of the tithe to the storehouse meets
basic needs and avoids spiritual famines. Visionwriters is one of many
spiritual storehouses but your tithe belongs where your heart is being
fed. You don’t eat at McDonalds and pay Burger King. The ministry that
feeds you is your storehouse and your tithe belongs with them.
On occasion you may be fed by more than one primary source but God
would not have you spread your tithe too thin. Offerings are to be
given above and beyond the tithe to ministries that bless you. As
tithing builds your trust and love for God your offerings become an
expression of your ever increasing freedom.
Money will be more and more attracted to you because it loves to grow
where wisdom nurtures it. Think of money like a child needing an
authority figure that will never bow down to it and allow it to rule
the house but who, through obedience to God, commands its respect.
Money knows who is boss, and if you don’t rule it, it will rule you.
Sometimes your storehouse will call for special offerings. Remember
that an offering is not given out of your tithe...an offering is to be
given above and beyond the tithe. As your freedom increases so will
your prosperous heart and you will be happy to give it. Actually your
budding generous heart will demand that it be done.
“The thinner your devotion to God the less potent your gifts will be.”
Jaque Banas
Provision Point # 4 - Budgeting
All that you have and all that you are belongs to God. He is the
Owner...you are the manager. A steward manages what belongs to God. To
manage money is to handle it with a degree of skill and to treat it
with thoughtful care. All we have to manage has been given to us by
God. He expects us to direct it to do what He sent it to do. This is
why as good stewards we learn to use a budget. A budget is a written
and revolving plan directing money where to go. If you need help in
learning to budget there are a lot of good books and resources to help
you or Visionwriters has workshops you can request that teach it too.
Be sure you know the condition of your flocks; give careful attention to your herds.
PROVERBS 27:23(NIV)
With a budget we learn obedience with percentages and numbers. It’s
like a numerical journal. We wait in His presence for His wisdom to
know what columns we need to form and how much to allot to each one.
To those who use well what they are given, even more will be given. But
from those who are unfaithful, even what little they have will be taken
away.
LUKE 19:26(NLT)
Basically we all have tithes and offerings to give and bills to pay. A
budget helps us gain the kind of clarity that frees our minds from the
fog that comes from sloppy stewardship. Our hearts no longer condemn us
when confusion with money is put to rest in the budget and our hearts
are freed to worship in an unhindered stream to God.
A budget is generally put on a spreadsheet that allows us to break our
income and expenses into categories showing us how much we currently
have to work with . The first column in the expense category is labeled
“tithe.” This is the first outgo we send to the storehouse. Other
columns may be offerings, college funds, mortgage or rent, utilities,
groceries, auto, insurance, allowances, and so on. In my first days of
budgeting I feared that God wouldn’t want me to spend money on “fun
stuff” anymore. I didn’t know Him as the generous God He is but lived
with the scary “what if’s” about Him. I thought He might force me into
a straight jacket allowing no room for pleasure. When I was obedient in
spite of my fears, I discovered what He’s really like. He only wanted
to set me free so I would have room to receive even more. As I
surrendered to being a good steward of His supply I actually began to
feel more prosperous and enjoyed exercising my giving and spending more
than ever.
As we learn to let God speak to us in numbers He will inspire new
columns like “fun money” or whatever other columns we desire. God
doesn’t want us feeling guilty or wondering “where in the heck did the
money go?” Through obedience as good stewards He wants our skills to
improve with practice and thus—our earning potential.
“Financial problems are not overcome with more money but
with correct money management.”
Jaque Banas
Provision Point # 5 – A Good Eye
The eye is the lamp of the body. If your eyes are good, your whole body
will be full of light. But if your eyes are bad, your whole body will
be full of darkness. If then the light within you is darkness, how
great is that darkness! No one can serve two masters. Either he will
hate the one and love the other, or he will be devoted to the one and
despise the other. You cannot serve both God and Money.
MATTHEW 6:22-24 (NIV)
Since the eye is the lamp of the body, the degree of revelation
knowledge we walk is determined by it. The love of money has the power
to snuff out the light and blind us spiritually. It steals our heart
from its Owner who alone deserves to have it all! The love of money
hardens our hearts toward truth, actually making it possible to give it
lip service but never allowing it to set us free through our obedience
to it. If we are going to be bond-servants and obey the One true God
this affection towards money will have to be rooted out of our hearts.
As we are willing to let the Holy Spirit convict and convince us of the
greed in our heart and then confess it He will forgive us. Many people
have a problem making a true connection to God because of this often
understated problem.
Don't be obsessed with getting more material things. Be relaxed with
what you have. Since God assured us, "I'll never let you down, never
walk off and leave you," we can boldly quote, "God is there, ready to
help; I'm fearless no matter what. Who or what can get to me?"
HEBREWS 13:5-6 (TMB)
Devotion toward money can be subtle. When we naturally identify
ourselves with our status and possessions we inadvertently measure our
worth by them. The trick of the intimate enemy is to get our focus and
trust off God and onto what we can do to secure our own lives. Where we
place the weight of importance is where we will put our effort. If
money holds the emphasis in our hearts we will put our deepest devotion
into getting more of it. We always put our effort in the direction of
our focus. This is the reason the first commandment says:
Love the LORD your God will all your heart, with all your soul, and with all your mind.
MATTHEW 22:37 (NIV)
It takes a lot of energy to focus on God and keep our hearts in Him.
But once we determine to do it anyway everything else falls into place
and “all these other things will be added unto you besides.” Watch what
happens when we divert our attention from Him; we soon find we’re
unable to juggle life’s varied concerns. But when we deliberately
surrender our mind, heart, and strength to Him we find peace that flows
like a river driving fear out of doors.
God is our provider. We would do well to learn to live believing this.
We should recognize that our inheritance is in God and that every
obedient release of the love of money is a lesson in trust. Trusting
God is the true safeguard for the eternal future which starts right
now.
An old adage says—”it’s all in the way you look at it” and truly,
everything good comes from clean sight or right perspective. True
prosperity is based more on our eyes and how much we’re willing to let
go of, rather than on how much we can hold on to. Develop a good eye by
training your gaze to look steadily on Jesus who is the author and
perfecter of your faith and trust Him to burrow out this deceiver of
your soul.
Do not store up for yourselves treasures on earth, where moth and rust
destroy, and where thieves break in and steal. But store up for
yourselves treasures in heaven, where moth and rust do not destroy, and
where thieves do not break in and steal. For where your treasure is,
there your heart will be also.
MATTHEW 6:19-21 (NIV)
“It’s impossible to love God with all your heart and still fear the loss of money.”
Jaque Banas
Provision Point # 6 – The Danger of Debt
The rich rules over the poor, and the borrower is servant to the lender.
PROVERBS 22:7 (NKJV)
For a Christian, debt poses a moral dilemma because the borrower is
servant to the lender. Christians are supposed to be bond-servants of
God but many are slaves to consumer debt. The statistics are
staggering. Most households (including Christian) carry an average
balance of $20,000. Personal bankruptcy is at an all time high. The
average adult will receive 32 credit card offers a year regardless of
their credit history. Creditors target those with a history of credit
problems because they know they are easily hooked. They count on the
probability of earning more interest and late fees on those who are
addicted to credit card spending.
Credit cards are a current drug of choice. “Buy now and pay later” is
an evil trap to get us to lust after the things of the world and to
break covenant with our God.
You have planted much, but have harvested little. You eat, but never
have enough. You drink, but never have your fill. You put on clothes,
but are not warm. You earn wages, only to put them in a purse with
holes in it. This is what the Lord Almighty says: “Give careful thought
to your ways. Go up into the mountains and bring down timber and build
the house, so I may take pleasure in it and be honored,” says the Lord.
“You expected much, but see, it turned out to be little.What you
brought home, I blew away. Why?” declares the Lord Almighty. "Because
of my house, which remains a ruin, while each of you is busy with his
own house.”
HAGGAI 1:6-9 (NIV)
Responsible stewards are able to use credit cards, even for things they
wear or consume because they will never obligate themselves to more
than they can pay off at the end of the month. Otherwise they use
credit only if it will increase their income. Credit card companies
don’t make much money on good money managers.
Christians should devote time to learning about their covenant with
God. We are not our own; we belong to God. Putting ourselves in debt to
the world is like returning to Egypt to have Pharaoh rule and reign
over us. This is an abomination to God in view of all He did to get us
out of Egypt. Serving Pharaoh or the world is like having a purse with
holes it in for every last cent is extracted in interest until we’re
broke and have to borrow more from Pharaoh just to live. (See Genesis
41).
If we would follow God and care more for His house than for our own,
giving Him exactly what He asks for, He would get Egypt (the world) out
of us and take us into the Promised Land. How far does this God
robber—debt—have to take you before you repent and run towards home?
Repentance is a beautiful gift from God and a necessary step to get you
into obedience. Please repent and make a commitment to live within your
means and put God’s house first.
Oh Lord, turn my heart toward your statutes and not toward selfish gain.
“If we are willing to be indebted to the LORD we will never fall for Pharaoh again.” Jaque Banas
Provision Point # 7 – Understanding Covenant
Behold, the days are coming, says the LORD, when I will make a new
covenant with the house of Israel and with the house of Judah...I will
put My law in their minds, and write it on their hearts; and I will be
their God, and they shall be My people. No more shall every man teach
his neighbor, and every man his brother, saying, ‘Know the LORD,’ for
they all shall know Me, from the least of them to the greatest of them,
says the LORD. For I will forgive their iniquity, and their sin I will
remember no more.
JEREMIAH 31:31-34 (NKJV)
A covenant is a binding agreement. When David and Jonathan cut a
covenant they exchanged all they were and all they had which meant they
also exchanged their strengths. (1 Samuel 18:3-4). A covenant always
implied an exchange of life. Since the life of the flesh is in the
blood, cutting covenant was always done with blood.
The word “covenant” gives us a cameo view of the entire Bible which
speaks in covenant language. Christ shed His blood to give us His
sinless life while taking our sinful lives in exchange and carrying
them to the cross. His blood was used on both sides and through it God
legally removed our sin, wrote His law on our hearts, brought us to a
personal knowledge of Himself, and answered Christ’s prayer for
oneness.
Covenant language says, “What is mine is yours and what is yours is
mine.” If I have a loaf of bread and you need it—it’s yours. We stand
beside one another in battle; your enemy is my enemy. My friends and
connections are yours—opportunities belong to both of us in covenant
and so does our grief and sorrow. As with Jonathan and David, covenant
is passed from one generation to the next.
Covenant is two-way. It must be given and received, offered and
accepted. It must be defined and understood—thus communication is a big
part of covenant. Consider the fine print of any contract you sign.
It’s there because understood or not, you’re obligated to the terms and
conditions of that contract. If the covenant is broken there will be
legal consequences. The terms of covenant give each party the right to
demand that the terms be honored.
Christians are supposed to be in covenant with God. We are His and He
is ours. “Thou art my God.” He owns the rights to all our love and
devotion and the privilege of being our sole provider. This is why debt
is such a serious issue. When we incur debt we enter into covenant with
the world and commit our lives (money is our life-time we spend at
work- turned into dollars) to a god Christ died to separate us from and
we do it after we have pledged our lives to Him! It’s shameful the way
we do not pay our vows to God! (“A double minded man is unstable in all
his ways”).
For Christians, covenant is a moral word and it means...we can’t serve
two masters. How can we say we’ve made Jesus Lord when we’re in debt to
the world? How can two walk together unless they agree? And how can we
give God what we have now committed to the bank who supplied our loan?
Know that the LORD your God is God; he is the faithful God, keeping his
covenant of love to a thousand generations of those who love him and
keep his commands.
DEUTERONOMY 7:9 (NIV)
“Oneness is only a myth until we are back in covenant with God.”
Jaque Banas
Provision Point # 8 – Working With Us
Be very sure now, you who have been trained to a self-sufficient
maturity, that you enter into a generous common life with those who
have trained you, sharing all the good things that you have and
experience. Don't be misled: No one makes a fool of God. What a person
plants, he will harvest.
GALATIANS 6:6-7 (TMB)
Are you experiencing God’s character in finance as you yield to His
Lordship? Money is a language in itself. Everyone is known by how he
makes, manages and directs his money. When we sell out to God we
declare that our entire selves belong to Him. Where are you today with
tithes and offerings?
If Visionwriters is your spiritual storehouse then know that God will
move on your heart to tithe here. Please obey. If another ministry is
feeding you more heartily, then an offering here would be appropriate.
If you can say:
"I believe in your mission to eliminate from the world the ache of a
silent God. I want to lend my life through tithes or offerings and will
joyfully send my dollars which represent my life and my time to help
advance your vision.”
...then the Lord is asking you to be a Withworker! Please show value by
submitting your pledge on time and communicate with us if your pledge
changes. Count it a joy to stand with us and keep praying for us. We
love you with the love He so mightily works in us. Together we honor
our Almighty, Sovereign Father. Below is an overview of our Withworker
Plans:
Basic Plan ($50.00 or more pledged per month)
In becoming a Basic Withworker you will receive:
A monthly note of encouragement and courtesy reminder of your monthly pledge.
A 15% discount on classes and the Q U In Seminars. |
Silver Plan ($75.00 or more pledged per month)
In becoming a Silver Withworker you will receive:
A monthly note of encouragement and courtesy reminder of your monthly pledge.
A 25% discount on classes and the Q U In Seminars. |
Gold Plan ($150.00 or more pledged per month)
In becoming a Gold Withworker you will receive:
A monthly note of encouragement and courtesy reminder of your monthly pledge.
A 50% discount on classes and the Q U In Seminars. |
Platinum Plan ($200.00 or more per month)
In becoming a Platinum Withworker you will receive:
A monthly note of encouragement and courtesy reminder of your monthly pledge.
Free classes and the Q U In Seminars. |
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